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Low Risk Investment: PPF, FD, RD

  My last post was about various types of investment. In this post you will get brief about PPF, FD & RD Below listed type of investment is less risky as compare to investment in stock & mutual fund hence returns from this investment is also low.   A)   Public Provident Fund (PPF)   Why it is popular? It is used by most of the individual as tax-saving schemes Where to open? It can be opened in a designated post office or a bank branch. It can also be opened online with few banks. Minimum & Maximum amount? Minimum amount to keep account active is Rs 500 & Maximum amount that can be deposited in a Financial year is Rs 1.5 Lakh . Bhai Interest kitna milega? Approx. 7.1% per annum (as of April 2020). Good News!!! Interest tax free hai. Advantage 1.        Avail loan from third year onwards. 2.        Your money is absolutely safe. 3.     ...
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Investment Strategies

  No explanations why we need to invest? I think covid pandemic has taught us the value of saving & investment. I had came across many people who want to invest, but still confuse where & how to invest. There are basically various types of investment. What type of investment 💲  suits you entirely depends upon how much risk you willing to take. 1. Physical Assets: It means investment in real estate gold/ Jewellry, commodities etc. 2. Financial Assets: Investment in Fixed Deposits with bank, post office, insurance, PPF, Pension fund,      shares, bonds, debentures etc. Nowadays investment through mutual fund is growing in rapid speed. A small advice if you are beginner than before directly investing in share market, invest in mutual fund it will give you small idea how share market works.
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Ever wondered why rent agreement is made for 11 months most of the time?

Recently one of my friend was looking for an rented apartment. He asked me for the procedures, what will be duration of rent agreement & various things. I thought it will be a good idea to make a blog on this topic so that you as well me can take reference of this blog before entering into rent agreement. What is Rent agreement? The rent agreement is also called as lease agreement. It's basically a written contract between the owner of the property & the person who takes it on rent. Owner=  Landlord  : Person who takes it on rent=  Tenant.   What does Rent agreement contains? 1. Terms & conditions based on which the property is let out 2. Description of the property (address, type & size) 3. Monthly rent, security deposit, purpose for which property can be used (residential or commercial), duration of the agreement. 4. Notice period & the circumstances under which the said agreement can be terminated along other vital inclusions. Importance of Dur...
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